Cases

Processes attended:

1-  Analysis of real estate portfolio for the launch of CRI (Real Estate Receivables Certificates): Volume, composition, duration, average rate, NPL provisioning (according to BCB’s 2682 resolution or proprietary methodology), LTV, historical NPL, prepayment , cash flow.

2- Financial diligence: Reading of debt confession agreements with data extraction. Comparison of the extracted data with the installments registered in the receivables system.

3- Individual credit concession analysis: Model of real estate credit analysis that produces a risk score to support the analyst in the concession, or not, of credit to the individual applicant.